Information required
We require the following information to assist you in finalizing your home loan:
Personal Information
- Copy of ID document
- Copy of ID document of spouse or surety – if applicable
- Statement of Assets & Liabilities
- Statement of monthly Income & Expenses (also send proof of any rental incomes from properties)
- Proof of income (3 months’ salary advice and 3 months’ bank statements) - In the case of commission earners (6 months’ commission statements and 6 months’ bank statements) – self-employed (letter from book keeper/auditor stating gross monthly income and 3 months’ personal & business bank statements)
- If further advance or switch, we require existing bond statement
- If you own any existing properties, we require: Property registered in name of; Erf no; Suburb; Bonded to bank; Date of purchase; Purchase amount; Present value; bond acc number; amount owing; rental income
- The signed Offer To Purchase